admin Www Fortivacreditcard Con (10 FAQs)
If you’re considering the Fortiva Credit Card, here are 10 FAQs that will help you make a decision.
How does the Fortiva Credit Card work
If you’re looking for a credit card with a long intro period and no annual fee, the Fortiva Credit Card may be a good option for you. Here’s how it works:
You’ll get a credit limit of up to $2,500, which is determined based on your income and credit history.
There is no interest charged on purchases made during the first year. After that, the APR is 24.99% Variable.
There is no annual fee.
You can make cash advances at ATMs up to your available credit limit. Cash advance fees are 3% of the amount of the cash advance, or $5, whichever is greater.
Minimum payments are 2% of your balance or $25, whichever is greater.
The Fortiva Credit Card can help you rebuild your credit if you make on-time payments and keep your balance low. It’s important to remember, though, that this is a secured credit card, which means you’ll need to put down a deposit equal to your credit limit in order to open an account.
How can I use the Fortiva Credit Card to improve my credit score
If you’re looking to improve your credit score, the Fortiva Credit Card can be a helpful tool. This card is designed for people with bad or no credit, and it can help you rebuild your credit score by making on-time payments and keeping your balance low. Additionally, the Fortiva Credit Card reports to all three major credit bureaus, so using the card responsibly can help you improve your credit score over time.
What are the benefits of the Fortiva Credit Card
There are a few key benefits to the Fortiva Credit Card. First, it offers a very competitive APR, which can help you save money on interest if you carry a balance. Second, it has no annual fee, so you can use it without having to worry about paying an additional fee each year. Finally, it offers a variety of rewards and perks that can be useful for anyone who uses their credit card regularly. For example, you can earn cash back on every purchase, and there are also opportunities to earn bonus points or miles.
How can I use the Fortiva Credit Card to save money
If you are looking for a way to save money, the Fortiva Credit Card can be a great option. This card offers a variety of benefits that can help you save money. For example, the Fortiva Credit Card offers a 0% APR for 18 months on purchases and balance transfers. This means that you will not have to pay any interest on your purchases or balance transfers for 18 months. Additionally, the Fortiva Credit Card offers a rewards program that allows you to earn points for every purchase that you make. These points can be redeemed for cash back, gift cards, and more.
How does the Fortiva Credit Card compare to other credit cards
The Fortiva Credit Card is a good option for people with bad credit because it has a high credit limit and low APR. However, there are some drawbacks. First, the annual fee is $99, which is high compared to other credit cards. Second, the late payment fee is up to $38, which is also high. Third, the balance transfer fee is 3% of the amount transferred, which is average. Overall, the Fortiva Credit Card is a good option for people with bad credit, but there are some fees to be aware of.
What are the fees associated with the Fortiva Credit Card
The Fortiva Credit Card is a great way to get the financial help you need. However, there are some fees associated with this card. Here is a breakdown of the fees associated with the Fortiva Credit Card:
-Application Fee: The application fee for the Fortiva Credit Card is $49.
-Annual Fee: The annual fee for the Fortiva Credit Card is $0.
-Monthly Maintenance Fee: The monthly maintenance fee for the Fortiva Credit Card is $5.95.
-Late Payment Fee: The late payment fee for the Fortiva Credit Card is $39.
-Returned Payment Fee: The returned payment fee for the Fortiva Credit Card is $39.
How can I make a payment on my Fortiva Credit Card
If you’re looking to make a payment on your Fortiva Credit Card, there are a few different options available to you. You can make a payment online, by phone, or by mail.
If you want to make a payment online, you’ll need to log in to your account on the Fortiva website. Once you’re logged in, you’ll be able to see your balance and make a payment. To make a payment by phone, you’ll need to call customer service at 1-866-552-8855. And to make a payment by mail, you’ll need to send a check or money order to the following address:
Fortiva Financial
P.O. Box 660602
Dallas, TX 75266-0602
Whichever method you choose, making a payment on your Fortiva Credit Card is easy and convenient.
When is my payment due on my Fortiva Credit Card
If you have a Fortiva Credit Card, your payment is due on the last day of every month. If you pay your bill on time and in full each month, you’ll avoid paying interest on your balance. To make sure you always know when your payment is due, be sure to sign up for email or text alerts from Fortiva. You can also log in to your account online to check your balance and make a payment.
What is the customer service number for Fortiva Credit Card
The customer service number for Fortiva Credit Card is 1-800-555-1234.
How can I cancel my Fortiva Credit Card
The Fortiva Credit Card can be canceled by contacting customer service. The customer service number is 1-800-245-7741. When calling, have your account information ready and tell the customer service representative that you would like to cancel your account.